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Insurance for Certified Instructors

The insurance market for on-water paddlesport activities is challenging. The ACA offers the opportunity for currently certified Instructors and Instructor Trainers to insure paddlesport activities at an affordable rate. The ACA insurance coverage allows courses to be conducted on a variety of classes of water.


ACA Instructors and Instructor Trainers can request insurance to cover courses they teach that contain all of, or parts of, the information and skills upon which they have been evaluated, in accordance with the requirements listed in the ACA Instructor Criteria Documents and Course Outlines published on this website. Instructors and Trainers can only request insurance to teach courses at or below their current certification level.



To request insurance through the ACA General Liability Insurance Policy, an ACA Instructor or Instructor Trainer must be in good standing, which includes:

  • Current ACA Membership & SEIC dues
  • Appropriate level and discipline of ACA certification for the course
  • Appropriate First Aid & CPR certification
    • proof is required and should be submitted with the insurance request 



Scheduling your Course

Submit the appropriate ACA Course Registration Form to the Safety Education & Instruction Department:

  • Skills Course Registration Form
  • Assessment Course Registration Form 
  • Certification Course Registration Form

These forms can be found at the bottom of this webpage.



Sanctioning Fees 

Under the Instructor Insurance Program, each individual course requires sanctioning fees, and they must be paid online or accompany the appropriate course registration form in order for the insurance request to be processed. 

  • Insurance Sanctioning Fees: $20 per course
    • must be logged in to your online ACA account to receive this rate
  • Additional Rush Fee: $25
    • if Insurance Request Form is received less than 10 days prior to the start of the course
  • Additional Insureds Fee: $20
    • for each additional insured

All insurance requests must be received by the National Office no less than 1 business day prior to the start of the course.  If your course needs to name a third party such as a landowner or government agency as an "additional insured" under the policy, fill out the Additional Insureds portion of the appropriate course registration form and we will request an insurance certificate for the third party.  All fees are non-refundable.



Running your Course

The ACA's insurance program requires Instructors and Instructor Trainers to satisfy three requirements:

  • Only content contained within the official ACA Instructor Criteria Documents and Course Outlines, found on this website, may be taught, in whole or in part, in the appropriate venue by an appropriately certified ACA Instructor or Instructor Trainer 

  • Every participant, including lead and assisting instructors and trainers must sign the ACA Waiver and Release of Liability form prior to participation in the course
    • ACA Adult Waiver & Release of Liability, or
    • ACA Minor Waiver & Release of Liability (Under age 18 at the time of registration)
  • Every participant must be an ACA member in one of the following categories:
    • A current, valid ACA annual membership
    • An Event Membership purchased at the time of the course, and lasting for the duration of that course. Individual Event Memberships are only $5 per person.


Post-Course Reporting

Upon completion of the course (within 7 days of the last day of the course, 30 days for assessment and certification courses), be sure to submit:

  • All ACA fees collected at the event
  • Copiesof the signed ACA approved waivers (Adult & Minor) for all participants(scanned copies are accepted)
  • Appropriate Final Course Report Form (submitted online, or via email, fax or U.S. Mail)
  • Note: Final Course Report Forms received 30 days after the last day of an insured course are subject to a $25 late reporting fee. Report Forms received after 90 days are subject to a $75 late reporting fee.


Forms & Resources

  • Skills Courses (please type & email - do not send hard copies):

                  Skills Course Registration Form (Online / Word)

                  Skills Course Report Form (Online / Word)

  • Assessment Courses (please type & email - do not send hard copies):

                   Assessment Course Registration Form (Online / Word)

                   Assessment Course Report Form (Online / Word)

  • Instructor Certification Courses (please type & email - do not send hard copies):

                   Certification Course Registration Form (Online Word)

                   Certification Course Report Form (Online / Word)

  • ACA Incident / Accident Report Form (Word)
  • ACA Waiver & Release of Liability


For questions and additional information, contact the ACA Insurance Coordinator or the Safety Education & Instruction Department.




ACA Mission

Founded in 1880, The American Canoe Association (ACA) is a national nonprofit organization serving the broader paddling public by providing education related to all aspects of paddling; stewardship support to help protect paddling environments; and sanctioning of programs and events to promote paddlesport competition, exploration and recreation.

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ACA | Canoe-Kayak-SUP-Raft-Rescue
503 Sophia St. Suite 100
Fredericksburg, VA 22401
Phone: 540-907-4460
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