*The ACA OLG Program has been revised to bring a more robust and efficient suite of services to paddlesports businesses. You can now submit your initial application form online (below), or contact LeighAnn, the ACA Insurance Coordinator for additional information.

As one of numerous member benefits, the ACA is offering partial or comprehensive insurance for paddlesport outfitters, liveries, and guides. By meeting certain criteria, you will be eligible for discounted pricing on your various insurance policies. In addition, proceeds from utilizing this insurance program will benefit paddlers as they will be used to support the ACA's mission of improving education, stewardship, recreation and competition for all. 

Types of Insurance available:

• General liability
• Umbrella
• Commercial auto liability, excess
• Property (building and contents)
• Inland marine equipment (for insured and customers personal property equipment)
• Workers compensation
• Directors and officers liability
• Employment practices liability
• Special event liability
• Monoline liability
• Liquor legal liability

Process Overview:

1. Be or become an ACA Outfitter, Livery & Guide Member, or other approved membership type
2. Review the ACA Outfitter, Livery & Guide Insurance Program Criteria and Risk Management Agreement
3. Submit (online, by email or via mail) to the ACA National Office:
   • The Outfitter, Livery & Guide Insurance Program Application
   • A signed copy of the Outfitter, Livery & Guide Insurance Program Criteria and Risk Management Agreement
4. Upon ACA review and approval:
   • Work with the ACA endorsed insurance broker, to customize your specific or comprehensive insurance policy
5. A percentage of your premium will benefit the ACA in its support of paddlesports education, stewardship, recreation and competition

Outfitter, Livery & Guide Insurance Forms & Resources

• OLG Overview (PDF)
• Join the ACA as an Outfitter, Livery and/or Guide Click Here
• OLG Insurance Program Application (Online / PDF)
• OLG Insurance Program Criteria & Risk Management Agreement (Word / PDF)
• OLG Exemption Form (Online / PDF)

Current Outfitter, Livery & Guide members:

• Find an OLG (online)

If you have any questions, please contact the ACA Insurance Coordinator.